“THE INFLUENCE OF FINANCIAL LITERACY, LEGAL AWARENESS, BANKING SERVICE QUALITY, AND CREDIT ACCESSIBILITY ON MSMEs CUSTOMER SATISFACTION: A COMPARATIVE STUDY BETWEEN PRIVATE AND STATEOWNED BANKS IN INDONESIA”. Jurnal Bisnis Dan Akuntansi, vol. 28, no. 1, June 2026, pp. 213-26, https://doi.org/10.34208/2z4neh15.