THE INFLUENCE OF FINANCIAL LITERACY, LEGAL AWARENESS, BANKING SERVICE QUALITY, AND CREDIT ACCESSIBILITY ON MSMEs CUSTOMER SATISFACTION: A COMPARATIVE STUDY BETWEEN PRIVATE AND STATEOWNED BANKS IN INDONESIA. JBA [Internet]. 2026 Jun. 30 [cited 2026 Oct. 22];28(1):213-26. Available from: https://jurnaltsm.id/index.php/JBA/article/view/3449