FACTORS THAT INFLUENCE THE ADOPTION OF INTERNET BANKING AMONG HIGHER EDUCATION STUDENTS AT SEKOLAH TINGGI MANAJEMEN TRANSPORTASI TRISAKTI. mb [Internet]. 2022 Jul. 28 [cited 2025 Jun. 20];6(3):173-82. Available from: https://jurnaltsm.id/index.php/mb/article/view/1424