PENGARUH CAPITAL ADEQUACY RATIO, RASIO BIAYA OPERASI ATAS PENDAPATAN OPERASI, RETURN ON ASSET TERHADAP NON PERFORMANCE LOAN BANK NASIONAL. mb [Internet]. 2022 Jul. 28 [cited 2026 Aug. 7];6(1):60-4. Available from: https://jurnaltsm.id/index.php/mb/article/view/1445