ACHMADI MU. PENGARUH CAPITAL ADEQUACY RATIO, RASIO BIAYA OPERASI ATAS PENDAPATAN OPERASI, RETURN ON ASSET TERHADAP NON PERFORMANCE LOAN BANK NASIONAL. mb [Internet]. 2022Jul.28 [cited 2025Mar.10];6(1):60-4. Available from: https://jurnaltsm.id/index.php/mb/article/view/1445